This Privacy Policy is applicable to all Users of The Ganga Mercantile Urban Co-operative Bank LtdMobile Banking Service. Please read this Privacy Policy carefully. By using this service, you represent that you have read and understood the terms and conditions of usage, which includes this Privacy Policy, and You agree to be bound by all its terms.

The Ganga Mercantile Urban Co-operative Bank Ltdis strongly committed to protecting the privacy of its customers and has taken all reasonable measures to protect the confidentiality of the customer information and its transmission through the world-wide web and it shall not be held liable in any manner for disclosure of the confidential information in accordance with this Privacy Commitment or in terms of the agreements, if any, with the customers or for reasons beyond its control.

The Customers should not disclose their password(s) to anyone or keep any written or other record of the password(s) such that a third party could access it.
By downloading this app, you agree to the terms and conditions of this Privacy Policy given by the application. We will not be able to on board you in case you are not in agreement with the terms and condition. By mere use of The Ganga Mercantile Urban Co-operative Bank Ltdmobile application you expressly consent to our use and disclosure of your personal information in accordance with this Privacy Policy. This Privacy Policy is incorporated into and subject to the Terms of Use.

When you use our mobile application, we will collect information about the device in which the App is installed on (e.g. Device identification numbers (i.e. IMEI), Android versions, device model) and your account with us and associated transaction and store your personal information provided by you from time to time. We do so to ensure that you are provided a safe, efficient, smooth and seamless experience. This also allows us to understand your needs and provide for services and features that best suit them. We strive to provide for customizations on our application to ensure that your experience is always safer and easier.

The Ganga Mercantile Urban Co-operative Bank Ltd, undertakes not to disclose the information provided by the Customers to any person, unless such action is necessary to: –
1. Conform to legal requirements or comply with legal process:
2. Protect and defend The Ganga Mercantile Urban Co-operative Bank Ltd rights, interests or property.
3. Enforce the terms and conditions of the products or services.
4.Act to protect the interests of The Ganga Mercantile Urban Co-operative Bank Ltd, or its members, or of other persons.

The customer authorizes The Ganga Mercantile Urban Co-operative Bank Ltd, to exchange, share, part with all information related to the details and transaction history of the customers to Banks/Financial institutions / Credit Bureaus / Agencies / participation in any telecommunication or electronic clearing network as may be required by law, customary practice, credit reporting, statistical analysis and credit scoring, verification or risk management and shall not hold The Ganga Mercantile Urban Co-operative Bank Ltd, liable for use or disclosure of this information.

We may disclose personal information if required to do so by law or in the good faith belief that such disclosure is reasonably necessary to respond to subpoenas, court orders, or other legal processes. We may disclose personal information to law enforcement offices upon such requests, third party rights owners or others in the good faith belief that such disclosure is reasonably necessary to: enforce our Terms or Privacy Policy, respond to claims that an advertisement, posting or other content violates the rights of a third party; or protect the rights, property or personal safety of our users or the general public.

Our app has stringent security measures in place to protect the loss, misuse, and alteration of the information under our control and follows the best practices in the industry in this regard. Whenever you change or access your account information, it is through secure channels. Once your information is in our possession we adhere to strict security guidelines, protecting it against unauthorized access.

The information, material, advices suggestions, illustrations notifications, circulars etc. are collectively stated “the content” in this mobile application. If the said content contains any mistakes, omissions, inaccuracies and typographical errors, etc. The Ganga Mercantile Urban Co-operative Bank Ltd, assumes no responsibility thereof. The Ganga Mercantile Urban Co-operative Bank Ltd, makes no warranty or representation regarding any content provided through this mobile application and disclaims its liability in respect thereof. Any action on your part based on the said content is at your own risk and responsibility. The Ganga Mercantile Urban Co-operative Bank Ltd, reserves its right to correct any part of the said content at any time as and when required at its sole discretion. The content of this mobile application shall not be displayed or printed in any form in part or whole without the prior written approval of The Ganga Mercantile Urban Co-operative Bank Ltd. Muzaffarnagar (U.P.)

The Ganga Mercantile Urban Co-operative Bank Ltd, will limit the collection and use of Customer information only on a need-to-know basis to deliver better service to the Customers. The Ganga Mercantile Urban Co-operative Bank Ltd, may use and share the information provided by the Customers and third parties for providing services, and notifying or contacting the Customers regarding any problem with, or the expiration of, such services.